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Données de Synthèse

Accédez rapidement et succinctement aux principales données de CA Auto Bank.

Struttura delle fonti di finaziamento esterne(%) al 30.06.2024: 1% commercial papers, 3% ECB, 3% REPO, 4% credits agricole group junior liabilities, 10% deposits, 11% securitization, 16% financial institutions, 18% bonds, 34% credit agricole group senior unsecured

Structure des sources de financement externes

Equity et Core Tier 1

Portefeuille Moyen

Portefeuille Moyen – White Labels (dont marques non-exFCA)

Portefeuille productif de fin de période

Portefeuille Productif par marché de fin de période

Portefeuille productif de fin de période – White Labels (dont marques non-exFCA)

Résultat Opérationnel

Bénéfice Net

Coût du Risque
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Structure des sources de financement externes

Struttura delle fonti di finanziamento esterne: Struttura delle fonti di finanziamento esterne: 35% credit agricole group senior unsecured; 6% credit agricole group junior liabilities; 16% medium term notes; 15% Financial companies; 14%securitization; 12% deposits; 1% commercial papers; 1% repo;
Structure des sources de financement externes (%) à 31.12.2024
Structure des sources de financement externes (%) à 31.12.2024

Equity et Core Tier 1

Patrimonio netto (€/mln) e core tier 1(%) (risultato incluso). Risultato al 31.12.2024: Patrimonio netto 3902 €/mln; Core Tier 1: 18,37% Risultato al 31.12.2022: Patrimonio netto 3728 €/mln; Core Tier 1: 13,92% Risultato al 31.12.2023: Patrimonio netto 3031 €/mln; Core Tier 1: 15,97% Risultato al 30.06.2023: Patrimonio netto 2900 €/mln; Core Tier 1: 12,58% Risultato al 30.06.2024: Patrimonio netto 3650 €/mln; Core Tier 1: 14,91% Patrimonio netto (€/mln) e core tier 1(%) (risultato incluso). Risultato al 31.12.2020: Patrimonio netto 3654€/mln; Core Tier 1: 15,40% Risultato al 31.12.2021: Patrimonio netto 3902 €/mln; Core Tier 1: 18,37% Risultato al 31.12.2022: Patrimonio netto 3728 €/mln; Core Tier 1: 13,92% Risultato al 31.12.2023: Patrimonio netto 3029€/mln; Core Tier 1: 15,97% Risultato al 31.12.2024: Patrimonio netto 3869 €/mln; Core Tier 1: 12,46%
Net Equity (€/mln) and Core Tier 1 (%) (Profit Included) at 31.12.2024 (*) Figures and ratios as at December 31st, 2023 have been adjusted for the effect of the application of IFRS 3 – Business Combinations in connection with the acquisitions made by the Drivalia Group during the 2023 in the Czech Republic, Finland, Ireland and Norway, that led to final fair value of the assets and liabilities (Purchase Price Allocation) with a retrospective adjust of the figures at the acquisition date (August 1st, 2023).
(**) The prudential perimeter ratios, until December 31st, 2023, do not include operating lease companies, which will be included within the banking group as of December 31st, 2024, as required by the CRR3 regulation.
Net Equity (€/mln) and Core Tier 1 (%) (Profit Included) at 31.12.2024 (*) Figures and ratios as at December 31st, 2023 have been adjusted for the effect of the application of IFRS 3 – Business Combinations in connection with the acquisitions made by the Drivalia Group during the 2023 in the Czech Republic, Finland, Ireland and Norway, that led to final fair value of the assets and liabilities (Purchase Price Allocation) with a retrospective adjust of the figures at the acquisition date (August 1st, 2023).
(**) The prudential perimeter ratios, until December 31st, 2023, do not include operating lease companies, which will be included within the banking group as of December 31st, 2024, as required by the CRR3 regulation.

Portefeuille Moyen

Impieghi medi (€/mln) Risultati al 31.12.2021: Wholesale financing 4628 €/mln; Retail financing and leasing 16220 €/mln; Drivalia(Rental(mobility) 45 €/mln; Rental leasys 4100 €/mln; totale 24993 €/mln Risultati al 31.12.2022: Wholesale financing 3756 €/mln; Retail financing and leasing 16279 €/mln; Drivalia(Rental(mobility) 229 €/mln; Rental leasys 4869 €/mln; totale 25133 €/mln Risultati al 31.12.2023: Wholesale financing 3956 €/mln; Retail financing and leasing 19372 €/mln; Drivalia(Rental(mobility) 1267 €/mln; totale 24595 €/mln Risultati al 30.06.2023: Wholesale financing 4770 €/mln; Retail financing and leasing 18360 €/mln; Drivalia(Rental(mobility) 575 €/mln; totale 23705 €/mln Risultati al 30.06.2024: Wholesale financing 3567 €/mln; Retail financing and leasing 21387 €/mln; Drivalia(Rental(mobility) 2654 €/mln; totale 27608 €/mln Impieghi medi (€/mln) Risultati al 31.12.2020: Wholesale financing 5797 €/mln; Retail financing and leasing 16152 €/mln; Drivalia(Rental(mobility) 61 €/mln; Rental leasys 3525 €/mln; totale 25535 €/mln Risultati al 31.12.2021: Wholesale financing 4628 €/mln; Retail financing and leasing 16220 €/mln; Drivalia(Rental(mobility) 45 €/mln; Rental leasys 4100 €/mln; totale 24993 €/mln Risultati al 31.12.2022: Wholesale financing 3756 €/mln; Retail financing and leasing 16279 €/mln; Drivalia(Rental(mobility) 229 €/mln; Rental leasys 4869 €/mln; totale 25133 €/mln Risultati al 31.12.2023: Wholesale financing 3956 €/mln; Retail financing and leasing 19372 €/mln; Drivalia(Rental(mobility) 1267 €/mln; totale 24595 €/mln Risultati al 31.12.2024: Wholesale financing 3693 €/mln; Retail financing and leasing 21232 €/mln; Drivalia Rental(mobility) 3118 €/mln; totale 28043 €/mln
Portefeuille Moyen (€/mln) à 31.12.2024
Portefeuille Moyen (€/mln) à 31.12.2024

Portefeuille Moyen – White Labels (dont marques non-exFCA)

Impieghi Medi – White Labels di cui non-exFCA brands al 31.12.2020: of which wholesale financing 1372(€/mln), of which financing and leasing 4400(€/mln), of which Drivalia (Rental/Mobility) 61 (€/mln), totale 5833 (€/mln); al 31.12.2021: of which wholesale financing 976(€/mln), of which financing and leasing 5075(€/mln), of which Drivalia (Rental/Mobility) 45 (€/mln), totale 6096 (€/mln); al 31.12.2022: of which wholesale financing 1253(€/mln), of which financing and leasing 6042(€/mln), of which Drivalia (Rental/Mobility) 229(€/mln), totale 7524 (€/mln); al 31.12.2023: of which wholesale financing 2461(€/mln), of which financing and leasing 10572(€/mln), of which Drivalia (Rental/Mobility) 1267 (€/mln), totale 14300 (€/mln); al 31.12.2024: of which wholesale financing 3693(€/mln), of which financing and leasing 16052(€/mln), of which Drivalia (Rental/Mobility) 3118 (€/mln), totale 22863 (€/mln); Impieghi Medi – White Labels di cui non-exFCA brands al 31.12.2020: of which wholesale financing 1372(€/mln), of which financing and leasing 4400(€/mln), of which Drivalia (Rental/Mobility) 61 (€/mln), totale 5833 (€/mln); al 31.12.2021: of which wholesale financing 976(€/mln), of which financing and leasing 5075(€/mln), of which Drivalia (Rental/Mobility) 45 (€/mln), totale 6096 (€/mln); al 31.12.2022: of which wholesale financing 1253(€/mln), of which financing and leasing 6042(€/mln), of which Drivalia (Rental/Mobility) 229(€/mln), totale 7524 (€/mln); al 31.12.2023: of which wholesale financing 2461(€/mln), of which financing and leasing 10572(€/mln), of which Drivalia (Rental/Mobility) 1267 (€/mln), totale 14300 (€/mln); al 31.12.2024: of which wholesale financing 3693(€/mln), of which financing and leasing 16052(€/mln), of which Drivalia (Rental/Mobility) 3118 (€/mln), totale 22863 (€/mln);
Portefeuille Moyen – White Labels (dont marques non-exFCA) (€/mln) à 31.12.2024
Portefeuille Moyen – White Labels (dont marques non-exFCA) (€/mln) à 31.12.2024

Portefeuille productif de fin de période

Impieghi di fine periodo al 31.12.2020: wholesale financing 5720(€/mln), retail financing and leasing 16427(€/mln), Drivalia (Rental/Mobility) 63 (€/mln), Rental Leasys 3968 (€/mln), totale 26178 (€/mln); al 31.12.2021: wholesale financing 3737(€/mln), retail financing and leasing 16299(€/mln), Drivalia (Rental/Mobility) 53 (€/mln),Rental Leasys 4734 (€/mln), totale 24823 (€/mln);al 31.12.2022: wholesale financing 5739(€/mln), retail financing and leasing 17587(€/mln), Drivalia (Rental/Mobility) 437 (€/mln),Rental Leasys 5477 (€/mln), totale 29240 (€/mln); al 31.12.2023: wholesale financing 2895(€/mln), retail financing and leasing 21970(€/mln), Drivalia (Rental/Mobility) 2434 (€/mln)), totale 27299 (€/mln); al 31.12.2024: wholesale financing 3769(€/mln), retail financing and leasing 22454(€/mln), Drivalia (Rental/Mobility) 3559 (€/mln), totale 29782 (€/mln); Impieghi di fine periodo al 31.12.2020: wholesale financing 5720(€/mln), retail financing and leasing 16427(€/mln), Drivalia (Rental/Mobility) 63 (€/mln), Rental Leasys 3968 (€/mln), totale 26178 (€/mln); al 31.12.2021: wholesale financing 3737(€/mln), retail financing and leasing 16299(€/mln), Drivalia (Rental/Mobility) 53 (€/mln),Rental Leasys 4734 (€/mln), totale 24823 (€/mln);al 31.12.2022: wholesale financing 5739(€/mln), retail financing and leasing 17587(€/mln), Drivalia (Rental/Mobility) 437 (€/mln),Rental Leasys 5477 (€/mln), totale 29240 (€/mln); al 31.12.2023: wholesale financing 2895(€/mln), retail financing and leasing 21970(€/mln), Drivalia (Rental/Mobility) 2434 (€/mln)), totale 27299 (€/mln); al 31.12.2024: wholesale financing 3769(€/mln), retail financing and leasing 22454(€/mln), Drivalia (Rental/Mobility) 3559 (€/mln), totale 29782 (€/mln);
Portefeuille productif de fin de période (€/mln) à 31.12.2024
Portefeuille productif de fin de période (€/mln) à 31.12.2024

Portefeuille Productif par marché de fin de période

Impieghi di fine periodo per mercato al 31.12.2024: Italy 11456 (€/mln); Germany 5297 (€/mln); United Kingdom 3893 (€/mln); France 2382 (€/mln); The nordics (DK,FI, NO, SE) 1480 (€/mln); Spain & Morocco 1247 (€/mln); Switzerland 801 (€/mln); Belgium 586 (€/mln); Czech Republic 567 (€/mln); The Netherlands 563 (€/mln); Poland 404 (€/mln); Austria 369 (€/mln); Portugal 355 (€/mln); Ireland 191 (€/mln); Greece 191 (€/mln). Impieghi di fine periodo per mercato al 31.12.2024: Italy 11456 (€/mln); Germany 5297 (€/mln); United Kingdom 3893 (€/mln); France 2382 (€/mln); The nordics (DK,FI, NO, SE) 1480 (€/mln); Spain & Morocco 1247 (€/mln); Switzerland 801 (€/mln); Belgium 586 (€/mln); Czech Republic 567 (€/mln); The Netherlands 563 (€/mln); Poland 404 (€/mln); Austria 369 (€/mln); Portugal 355 (€/mln); Ireland 191 (€/mln); Greece 191 (€/mln).
Portefeuille Productif par marché de fin de période (€/mln) à 31.12.2024
*Pays nordiques : DK, FI, NO, SE
Portefeuille Productif par marché de fin de période (€/mln) à 31.12.2024
*Pays nordiques : DK, FI, NO, SE

Portefeuille productif de fin de période – White Labels (dont marques non-exFCA)

Impieghi di fine periodo - white labels (di cui non-exFCA brands): Risultato al 31/12/2021: of which wholesale financing 740 €/mln, of whitch financing and leasing 5084 €/mln, totale 5824 €/mln; Risultato al 31/12/2022: of which wholesale financing 2078 €/mln, of whitch financing and leasing 7171 €/mln totale 9199 €/mln; Risultato al 31/12/2023: of which wholesale financing 2826 €/mln, of whitch financing and leasing 14595 €/mln totale 17370 €/mln; Risultato al 30/06/2023: of which wholesale financing 2839 €/mln, of whitch financing and leasing 11609 €/mln totale 14448 €/mln; Risultato al 30/06/2024: of which wholesale financing 3514 €/mln, of whitch financing and leasing 17091 €/mln totale 20605 €/mln; Impieghi di fine periodo - white labels (di cui non-exFCA brands): Risultato al 31/12/2021: of which wholesale financing 740 €/mln, of whitch financing and leasing 5084 €/mln, totale 5824 €/mln; Risultato al 31/12/2022: of which wholesale financing 2078 €/mln, of whitch financing and leasing 7171 €/mln totale 9199 €/mln; Risultato al 31/12/2023: of which wholesale financing 2826 €/mln, of whitch financing and leasing 14595 €/mln totale 17370 €/mln; Risultato al 30/06/2023: of which wholesale financing 2839 €/mln, of whitch financing and leasing 11609 €/mln totale 14448 €/mln; Risultato al 30/06/2024: of which wholesale financing 3514 €/mln, of whitch financing and leasing 17091 €/mln totale 20605 €/mln;
Portefeuille productif de fin de période – White Labels (dont marques non-exFCA) (€/mln) à 31.12.2024
Portefeuille productif de fin de période – White Labels (dont marques non-exFCA) (€/mln) à 31.12.2024

Résultat Opérationnel

Risultato operativo (€/mln). Risultato al 31.12.2021: CA Auto Bank operating income 706.1 €/mln; Leasys operating income 146.0 €/mln; totale 706.1 €/mln Risultato al 31.12.2022: CA Auto Bank operating income 493.1 €/mln; Leasys operating income 202.1 €/mln; totale 695.2 €/mln Risultato al 31.12.2023: CA Auto Bank operating income 463.7 €/mln; totale 463.7 €/mln Risultato al 30.06.2023: CA Auto Bank operating income 240.3 €/mln; totale 240.3 €/mln Risultato al 30.06.2024: CA Auto Bank operating income 185.0 €/mln; totale 185.0 €/mln Risultato operativo (€/mln). Risultato al 31.12.2020: CA Auto Bank operating income 564.5 €/mln; Leasys operating income 82.5 €/mln; totale 647.0 €/mln; Risultato al 31.12.2021: CA Auto Bank operating income 560.1 €/mln; Leasys operating income 146.0 €/mln; totale 706.1 €/mln; Risultato al 31.12.2022: CA Auto Bank operating income 493.1 €/mln; Leasys operating income 202.1 €/mln; totale 695.2 €/mln Risultato al 31.12.2023: CA Auto Bank operating income 466.0 €/mln; totale 466.0 €/mln; Risultato al 31.12.2024: CA Auto Bank operating income 390.1 €/mln; totale 390.1 €/mln
Résultat Opérationnel (€/mln) à 31/12/2024 (*) Figures and ratios as at December 31st, 2023 have been adjusted for the effect of the application of IFRS 3 – Business Combinations in connection with the acquisitions made by the Drivalia Group during the 2023 in the Czech Republic, Finland, Ireland and Norway, that led to final fair value of the assets and liabilities (Purchase Price Allocation) with a retrospective adjust of the figures at the acquisition date (August 1st, 2023).
Résultat Opérationnel (€/mln) à 31/12/2024 (*) Figures and ratios as at December 31st, 2023 have been adjusted for the effect of the application of IFRS 3 – Business Combinations in connection with the acquisitions made by the Drivalia Group during the 2023 in the Czech Republic, Finland, Ireland and Norway, that led to final fair value of the assets and liabilities (Purchase Price Allocation) with a retrospective adjust of the figures at the acquisition date (August 1st, 2023).

Bénéfice Net

Risultato Netto (€/mln). Risultato al 31.12.2020: CA Auto Bank Group net profit 422.6 €/mln; Leasys net profit 77.9 €/mln; totale 500.6 €/mln; Risultato al 31.12.2021: CA Auto Bank Group net profit 381.8 €/mln; Leasys net profit 111.8 €/mln; totale 500.6 €/mln; Risultato al 31.12.2022: Extraordinsry results Stellantis Partnership Termination and sec 545.3 €/mln, CA Auto Bank Group net profit 327.4 €/mln; Leasys net profit 146.7 €/mln; totale 1019.4 €/mln; Risultato al 31.12.2023: Extraordinsry results Stellantis Partnership Termination and sec 87.9 €/mln, CA Auto Bank Group net profit 310.1 €/mln, totale 398.8 €/mln; Risultato al 31.12.2024: Extraordinsry results Stellantis Partnership Termination and sec -22.0 €/mln, CA Auto Bank Group net profit 281.5 €/mln, totale 259.5 €/mln; Risultato Netto (€/mln). Risultato al 31.12.2020: CA Auto Bank Group net profit 422.6 €/mln; Leasys net profit 77.9 €/mln; totale 500.6 €/mln; Risultato al 31.12.2021: CA Auto Bank Group net profit 381.8 €/mln; Leasys net profit 111.8 €/mln; totale 500.6 €/mln; Risultato al 31.12.2022: Extraordinsry results Stellantis Partnership Termination and sec 545.3 €/mln, CA Auto Bank Group net profit 327.4 €/mln; Leasys net profit 146.7 €/mln; totale 1019.4 €/mln; Risultato al 31.12.2023: Extraordinsry results Stellantis Partnership Termination and sec 87.9 €/mln, CA Auto Bank Group net profit 310.1 €/mln, totale 398.8 €/mln; Risultato al 31.12.2024: Extraordinsry results Stellantis Partnership Termination and sec -22.0 €/mln, CA Auto Bank Group net profit 281.5 €/mln, totale 259.5 €/mln;
Bénéfice Net (€/mln) à 31/12/2024 (*) Figures and ratios as at December 31st, 2023 have been adjusted for the effect of the application of IFRS 3 – Business Combinations in connection with the acquisitions made by the Drivalia Group during the 2023 in the Czech Republic, Finland, Ireland and Norway, that led to final fair value of the assets and liabilities (Purchase Price Allocation) with a retrospective adjust of the figures at the acquisition date (August 1st, 2023).
Bénéfice Net (€/mln) à 31/12/2024 (*) Figures and ratios as at December 31st, 2023 have been adjusted for the effect of the application of IFRS 3 – Business Combinations in connection with the acquisitions made by the Drivalia Group during the 2023 in the Czech Republic, Finland, Ireland and Norway, that led to final fair value of the assets and liabilities (Purchase Price Allocation) with a retrospective adjust of the figures at the acquisition date (August 1st, 2023).

Coût du Risque

Costo del rischio (€/mln). Al 31.12.2022: Cost of risk 82 (€/mln), 0,41%; Al 31.12.2023: Cost of risk 99 (€/mln), 0,40%; Al 31.12.2024: Cost of risk 134 (€/mln), 0,48%; Costo del rischio (€/mln). Al 31.12.2022: Cost of risk 82 (€/mln), 0,41%; Al 31.12.2023: Cost of risk 99 (€/mln), 0,40%; Al 31.12.2024: Cost of risk 134 (€/mln), 0,48%;
Coût du Risque (€/mln) à 31.12.2024
(*) The figures for 2022 have been recalculated excluding the values of Leasys for homogeneity of comparison.
Coût du Risque (€/mln) à 31.12.2024
(*) The figures for 2022 have been recalculated excluding the values of Leasys for homogeneity of comparison.